Prepaid Legal Services - Lifestyle XE Plan

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Lifestyle XE Plan
Only $74.95 per month

Highlights:
$5,000 Accidental Medical Expense Protection
• Only $100 deductible
$20,000 Accidental Death and Dismemberment
$5,000 Critical Illness Cash Payment
$100 per Week Disability
Air Ambulance, Travel Assistance and Helicopter Med flight
Tax Audit Protection up to $1,500
All Pre-existing Conditions Accepted

Up to 60% Savings using the Preferred Physician Network
• Over 450,000 Providers Nationwide
• Patient Advocacy
   • Caring assistance in Locating Providers
   • Help with cost & payment options
   • Medical cost management by negotiating bills over $5,500
• Doctor Visits
• Cosmetic Surgery Included
• Hospitals
• Laboratory & Diagnostic Tests

Plus enjoy discounts on:

Dental Care

• Save from 20% to 60% on over 250 procedures
• Choose from any participating dentist
• No waiting period or limit to the visits
• Referrals to network specialist at 20% savings
• Over 20,000 participating dentists
• Orthodontics included
• No claim forms

Savings Examples:

	Usual Price	Members Price
Cleanings:	$68-$75	$30-$49
Fillings:	$80-$88	$31-$55
Crowns:	$775-$850	$377-$397
Orthodontics:	$4245-$4625	$2350-$3432
(Adolescent)
(Based on 2000 NDAS Fee Report.)

Vision Care

• Save 10% to 60% on glasses, frames, and lenses at over 10,000 retail optical locations nationwide.

• Save 10% to 30% on medical eye exams and surgical procedures including RK, PRK, ALK and LASIK through selected eye doctors.

• Most frames, lenses and specialty items are available.

• Save 20% to 60% by mail order on most major brands of soft lenses including disposables, torics, and bifocals. Gas permeable materials are also available.

• Save 20% to 50% on most major brands of nonprescription sunglasses including Serengeti, Vuarnet, Guess, Gargoyles, and many more.

Network Includes: LensCrafters, Pearle Vision, Sears, JC Penny, Vista Optical, Sterling Optical, Eyemasters, Duling Optical, plus many more regional chains and independent practitioners.

Pharmacy

• Savings from 10% to 20% on branded prescriptions
• Savings from 25% to 50% on generic prescriptions
• Prescription transfer
• Savings up to 23% on mail order prescriptions
• 46,000 pharmacies nationwide
• Internet pharmacy and drug store
• $3 dispensing fee

Retail Chains and In Store Pharmacies:
Wal-Mart, Drug Emporium, Eckerd, Target, Walgreen's, PharMore, Payless, Cub, Kroger, RiteAid, Meijer, Publix, Medicine Shoppe, Winn-Dixie and many more.


	International Pharmacy • Savings up to 50% • Easy online enrollment • Online refills • Name brand prescriptions • Generic Drugs • Save even more ordering a 90-day supply

Chiropractic Care

Millions of people rely on chiropractic care as an important of their overall health and wellness. Unfortunately, most health care plans provide no benefits for this growing segment of health care.

You have access to one of the largest chiropractic networks in the U.S. you can expect to receive savings of 10% to 50%. Additionally, you will always receive a free initial consultation.

Alternative Medicine

Many people today are interested in exploring alternatives to traditional medical care to maintain health and wellness. Through Liberty, you have access to savings of up to 30% on Acupuncture, Massage Therapy, Nutritional Therapy, Hypnotherapy, Yoga, Tai Chi, Qi Gong, Reflexology, Herbal Medicine and much more.

Member price may vary and be higher based on provider chosen. Prices shown are for example purposes only and are subject to change without notice.

Medifile - Medical Record Storage & Retrieval Plan
• Comprehensive medical history and information from one convenient source.
• Rapid Access to medical professionals toll-free 24 hours per day. 7 days a week.
• Convenient method for transferring medical records.
• Information on:

	• medical conditions	• allergies	• insurance data
	• treatment	• immunization	• physician information
	• emergency contact info	• advance directives	• and more...

• Up to 15 pages of important health documents can be kept on file for access at anytime. • Invaluable information in the time of emergency! Personal Medical Records... Medifile is the personal medical records solutions that gives you fast, secure telephone complete medical records, whenever you need them. Medifile professionally maintains your vital medical information safely and conveniently and only with your authorization. Medical Emergencies... In a medical emergency, time is of the essence. Medifile ensures that your records are sent to health care providers within minutes of your call. Using state-of-the-art technology, Medifile will maintain and release your confidential health information, including medical conditions, allergies, treatments, immunizations, medications, physician information, emergency contact information, directives and more.

24 Hour Nurse Hotline
Members have unlimited access to nurses via a toll-free number 24 hours a day, 365 days a year. These nurses are specially trained to offer prompt, confidential medical advice to help members make informed decisions about their health and the medical care they receive. Our nurses do not diagnose or provide treatment.

Benefits Include:
• Toll-free, confidential availability to registered nurses, 24 hours a day.
• Access to a library of audio tapes on over 450 health topics.
• Information about self care techniques for common symptoms.
• Explanations on what to expect during a medical treatment.
• Help from a registered nurse who can answer questions regarding:
• Diagnostic and surgical procedures
• A recently diagnosed medical condition
• Prescription and over the counter medication information

This service can help members become more knowledgeable about health care services and comfortable working in partnership with their health care providers.

Hotel Stays
50% off Hotel Resort stays with:

Holiday Inn	Westin	Hilton	Best Western	Marriott
Days Inn	Ramada	Budget Inn	Wyndham	Stouffer
Quality Inn	Hyatt	Howard Johnson	and more

Complete Hotel Guide available
Reserve 7 to 30 days in advance
Discount available year-round subject to availability

Movie Discounts
Participating Theaters Nationwide

AMC	Marcus	Caremike	Pacific Theaters
Charkeres	R/C Theaters	Cinemark	Regal Cinema
Consolidated Amusement	Cobb Theaters	Hoyts Cinema	Showcase
Loews/Cineplex Odeon	United Artists	Mann	Wallace/Hollywood


	Travel Discounts • Toll-Free Reservations • Travel Counselor • Entertainment National Card • Up to 50% discount on Cruises • Motor coach Tour savings in Europe and U.S.

Vitamins & Nutrition

Savings on:
• Vitamins
• Nutritional Products
• Minerals
• Weight Loss


	Car Rental Discounts • Save up to 20% • Toll-Free Reservations • Alamo • Avis • Hertz • National Car Rental

Theme Park Discounts

Admission Discounts	Coupon Discounts	Adventure Island	Sesame Place
Busch Gardens	Six Flags	Carowinds	Sea World
Dollywood	Hurricane Harbor	Worlds of Fun	King Island
White Water	United Artists	Mann	Wallace/Hollywood

Lost Key Replacement
• $15 Replacement of lost or stolen keys
• $35 Locksmith opens car or home if keys are lost or stolen
• $50 Locksmith changes car or home lock if keys are lost or stolen
• $250 Deductible amount under primary Insurance covering items stolen from
home or car, if home or car is broken into because keys are lost or stolen

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